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Optional Service FAQs
- 1. I want to purchase my military service time. How much of this time can I purchase and what forms do I need to start the process?
- 2. What other service credit can I purchase?
- 3. What if I retire before I finish buying back service credit?
- 4. I disagree with the amount of service credit listed on my annual Benefit Statement. Can I get a record of my service on a month-by month basis?
- 5. I am applying for a loan and my bank wants a current copy of my contributions with SERS. Can I get a letter from SERS showing this amount?
- 6. Can I use my Deferred Compensation money to purchase optional service credit?
- 7. Can I purchase the time when I worked under a public reciprocal system?
- 8. Can I purchase the time when I was laid off from state employment?
- 9. I came into some money. Can I pay off an irrevocable payroll agreement before the end date?
- 10. Can I purchase contractual employment?
- 11. If I purchase optional service credit that requires the payment of contributions and interest, what happens if I request a lump sum refund at a later date?
You can buy up to 48 months of active duty time. We must have a legible copy of your DD-214, or the appropriate separation or discharge papers verifying active duty. For more information, refer to pages 10 & 11 of your SERS handbook.
You may purchase qualifying periods, short periods, leaves of absence of less than one year that began on or after 1-1-82, emergency and temporary employment, and repayment of a refund(s).
Optional service credit must be paid in full before retirement. You should contact the Service & Refund Division prior to retirement to have your payment recalculated.
You can request a service credit report by calling the Accounting Division at (217) 785-7191. You should receive your service credit breakdown within 5-7 working days.
You can order a Statement of Account with SERS by calling the Accounting Division at (217) 785-7191. You should receive your Statement of Account within 5-7 working days.
Yes, as long as you have enough money in your Deferred Compensation account to cover the full amount owed to SERS.
Not with SERS. Instead, contact the respective reciprocal system. You must have at least one full year of service credit to make use of the Reciprocal Act.
Under current law, you cannot purchase the time when you were laid off.
You may not pay off a payroll agreement early unless you leave the state payroll.
Under current law, you cannot purchase contractual time.
Your would receive the employee contributions only.