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Warning! Many SERS members have recently received unsolicited, potentially misleading emails from companies not affiliated with SERS offering retirement counseling. These emails may appear to come from SERS or appear to represent SERS, they do not. SERS encourages members to be cautious of email solicitations and skeptical of any attempts by outside firms to request personal or financial information. SERS will NEVER contact you asking for personal information. If you are within a year of retirement and need an appointment, you can request an appointment by emailing SERS@srs.illinois.gov or by calling (217) 785-7444.

JRS Tier 2 Refunds

In accordance with state law, the Illinois Department of Insurance annually determines certain annuity limitations for use in benefit determinations by the Retirement Systems and Pension Funds operating under the Illinois Pension Code. The calculations include:

If You Have Your Contributions Refunded

  • You will receive no interest on your contributions.
  • You will forfeit all rights to a JRS benefit for yourself and your beneficiaries.
  • You may be subject to additional tax withholding and penalties.

When Refunds are Paid to You

  • You pay no Illinois state income tax.
  • You will pay federal tax on most benefits. Specific information will be furnished when benefits are payable.
  • All benefits and refunds must be declared as income in the year in which they are received.
  • You may postpone taxation of refunds by ‘rolling-over’ the taxable portion of the payment to another employer plan that accepts it, or to an Individual Retirement Account (IRA). JRS is a qualified retirement plan under Section 401(a) of the Internal Revenue Code. Therefore, you will not be taxed on your contributions until you receive them.

The best tax treatment for you depends on your individual financial situation. Therefore, JRS advises all members to check with a qualified tax consultant before receiving benefits or refunds.

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SERS Contact Information

2101 S. Veterans Parkway
Springfield, IL 62704
Phone: 217-785-7444
Fax: 217-785-7019
Email SERS

Helpful Links

JRS/GARS Contact Information

FOR JRS/GARS MEMBERS ONLY
JRS/GARS representatives do not have the ability or authorization to access SERS member data, or to assist SERS members.


2101 S. Veterans Parkway
Springfield, IL 62704
Phone: 217-782-8500
Fax: 217-524-9039
Email JRS
Email GARS